Welcome to the KwanzaLoan Privacy Agreement. Please read the following privacy agreement carefully. Please note that this privacy agreement only applies to KwanzaLoan

We will provide you with Personal loan ,Apply for a loan through your credit,Meet daily needs.

What personal data we collect and why we collect it

Your Information

You may give us information about you by completing forms on our site, app, by allowing us to access your information on social media sites or by corresponding with us by phone, e-mail or otherwise. This includes information on app login, applying for a loan and activity on social media. The information you give us may include your name, current and previous address, e-mail, phone number, social networks data, financial information, personal status information, employment information, educational status, contacts and family information, applications and messages.

Data

How we use your data

We may use the information we collect from you in the following ways:

To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested;

To provide products, services, and information regarding your request;

To create a credit score based on your information;

To notify about recent changes in the product or services provided;

To follow up with them after correspondence (live chat, email or phone inquiries).

The following information is collected/shared/transmitted whenever you use the app or visit our website:

Personal information:

When you use the app, we will ask you to enter some necessary personal information to identify your true identity and verify your credit score, etc. The purpose of doing so is to better identify and provide you with exclusive credit limits. At the same time, in order to protect your fund security, the information we need to collect includes but is not limited to: your name, bank card information, your emergency contact number, your work situation, your address, etc. You can rest assured that we will not use this information for any non-compliant operations without your permission, nor will we provide it to third parties. We will upload it to a dedicated server: https://api.drutocash.store for encryption protection

Location:

When you use the app, we will apply for permission to obtain your location and obtain your current location. The purpose of doing so is to ensure that you apply for a loan in a safe environment , and also to protect your funds. Similarly, when you fill in the information and apply for a loan, we will once again request permission to obtain your location to ensure the safety of your funds. You can rest assured that we will not use this information for any non-compliant operations without your permission, nor will we provide it to third parties. We will upload it to a dedicated server:https://api.drutocash.store for encryption protection

Camera:

When you use the app, we will ask you to grant us the permission to open the mobile phone camera , the purpose of the request is for you to better fill in your personal information, so that we can confirm that you are the person applying for a loan, and evaluate your credit score. This permission will only take effect when you fill in your personal information and take a photo. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: https://api.drutocash.store for encryption protection

App list:

In order to ensure that your funds are truly safe, when you use our app to apply for a loan, we will request and access the data in your phone, collect and query whether there are malicious software or irregular apps that endanger your information security. If such software exists, it may affect your personal credit and loan progress. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: https://api.drutocash.store for encryption protection

SMS Information:

In order to ensure that the applicant is a real user and prevent loan fraud, Druto Cash needs to obtain some user SMS information. This information is mainly used to determine whether the user uses a real device to perform independent loan operations, and whether there are multiple loan transactions on the same device and the same number, which may be judged as loan fraud.At the same time, Druto Cash actively responds to Google's requirements for user personal privacy policy and only collects the following financial information:[money,loan,Credit,fee,BDT,bKash,received,deposit,account,deducted,atm,wallet ,টাকা,অভিনন্দন,টাকা সমন্বয়,ট্রানজ্যাকশন,সফল,Balance,Tk,cash,amount,TrxID,Debit,txnid,taka,uddokta,transaction,ref,win,A/C,payment,fee,bill,purchase]This information will be used to evaluate the user's financial situation, and the credit model will grant the corresponding credit limit based on the user's financial activities. The collected information will be encrypted and uploaded to the server: https://api.drutocash.store, and deleted regularly.

Contact:

In order to ensure the safety of your and our funds, when you apply for a loan, we will ask you to fill in several contact information of your friends or family members to help you complete the loan process. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it any third parties. We will upload it to a dedicated server: https://api.drutocash.store for encryption protection

Device:

We will obtain your device information. Collect and monitor specific information about your device including your device name, model, region and language settings, device identification code, device hardware and software information, status, usage habits, unique device identifiers like IMEI and serial number to uniquely identify the device and ensure that unauthorized devices are not to act on your behalf to prevent frauds.This will help us to identify your user portrait and preferences and to recommend the suitable products.You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: https://api.drutocash.store for encryption protection

What rights do you have regarding your data?

You can request that we delete any personal data we hold about you or log out of the app. After logging out, your personal data will be permanently deleted. This does not include any data we are obliged to retain for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service. We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice.

Your contact information

We collect information from you when you enter it on our site or our app.

Additional information

How we protect your data

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user asks for a loan, submits data, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers.

Industry regulatory disclosure requirements

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Contact

If there are any questions regarding this privacy policy, you may contact us using the information below.

Email: DrutoCash@outlook.com